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FHA Streamline Refinance Loan

FHA Refinance, Low Down Payment, Lower Credit Score, Low-To-Moderate Income

An FHA Streamline Refinance offers less paperwork and a lower interest rate, reducing monthly payments. It is designed to save time and money during the refinance process.

Income and employment verifications are not necessary and credit scores aren’t typically taken into consideration. The rate on a Streamline can be fixed or variable.

You will, however, have to pay mortgage insurance premiums and closing costs. This could increase your monthly payments.

Is an FHA Streamline Refinance Loan right for you?

You must have an FHA insured loan.

You can’t be late on your mortgage and you have to have had the mortgage for at least 210 days.

The refinance must make financial sense. In other words, you cannot use a streamline refinance to cash out equity and your loan balance may not increase due to the refinance.


No credit check or employment verifications

Easy to qualify

No home appraisal

Saves you money

Get Started

With absolutely no obligation, just add your information below and I'll provide you a personalized evaluation of your home loan options.

Refinancing may help lower you monthly payment, get you a better mortgage rate, and shorten your loan term.

Your information is never shared.

A cash-out refinance may help lower your mortgage interest rate, consolidate debt, and increase your credit score.

Your information is never shared.

Find out if you’re ready to take on homeownership with a personalized evaluation of your loan options and credit.

Your information is never shared.

Connect with Michael

It's okay to have questions. Please contact me and I'll get back to you shortly.

(916) 850-0332



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