Refinancing may help lower your monthly payment, get you a better mortgage rate, and shorten your loan term, lowering the overall amount of your loan. One of the benefits of shortening the loan term is the overall amount of the loan.

A cash-out refinance may help lower your mortgage interest rate, consolidate debt, and increase your credit score.

Find out if you’re ready to take on homeownership with a personalized evaluation of your loan options and credit.